Terms & Conditions Offer: Settled. - مدونة كارلي

1 Offer Definition

“Settled.” is a financing offer provided by Carly in partnership with ALOULA Finance, designed to let an eligible customer begin owning their car with the lowest possible cash commitment at contracting, while reducing the monthly installment amount, subject to the benefits and conditions set out on this page.

2 Offer Benefits

0% Processing Fee: no processing fee is charged on the financing application under this offer.
0% Down Payment: the customer is not required to pay any advance amount of the car’s value. This benefit applies to both Saudi and non-Saudi customers equally, and to non-Chinese cars only.
First two installments on Carly: Carly covers the value of the first two monthly installments in full on the customer’s behalf.
35% Deferred Final Payment: a final payment equal to 35% of the car’s value is deferred to the end of the financing term, for non-Chinese cars only (see Section 4).

3 Offer Period

This offer is valid during the period specified below. Carly reserves the right to extend or end the offer period at any time without prior notice.

Needed: offer start date and end date. ([[ from — to ]])

4 Deferred Final Payment Mechanism (35%)

Under this offer, and for non-Chinese cars only, an amount equal to 35% of the car’s value is deferred as a “final payment” due at the end of the financing term. This mechanism reduces the monthly installment during the financing period, in exchange for one larger payment at the end.

At the end of the financing term, the customer is obligated to settle the final payment in accordance with ALOULA Finance’s policy and the options available from the financing partner at that time.

Confirm: the customer’s options when the final payment falls due (pay in full / reschedule / trade-in the car), and its exact due date, so we can state it clearly to the customer and avoid ambiguity.

5 Eligible Vehicles

The offer applies to vehicles available in Carly’s inventory that are included in this offer, subject to availability. The “0% Down Payment” and “35% Deferred Final Payment” benefits apply to non-Chinese cars only.

Confirm: the list of brands classified as “Chinese cars” to keep the exclusion clear, and the terms that apply to Chinese cars under this offer (required down payment percentage, and whether the deferred final payment applies to them).

6 Eligibility & Partner Approval

Financing under this offer is provided through ALOULA Finance, licensed by the Saudi Central Bank (SAMA). All applications are subject to assessment and approval by the financing partner in accordance with its policies and regulations.

Carly does not guarantee the approval of any financing application and is not responsible for an application being declined by the financing partner. The profit margin, financing tenor, and monthly installment amounts are subject to ALOULA Finance’s approved terms.

To benefit from the offer, the applicant must meet the financing partner’s eligibility conditions and submit all required documents, complete and accurate.

Confirm: ALOULA Finance eligibility criteria (minimum salary, age range, employer conditions, any credit requirements), financing tenor, minimum and maximum financing amount, and the financing partner’s approved legal name.

7 Carly Platform General Terms

7.1 150-Point Inspection

Every car at Carly undergoes a comprehensive 150-point inspection covering the engine, transmission, electrical systems, body, interior, and safety systems. A car is not listed for sale until it passes the inspection.

7.2 Warranty

The car carries a warranty for 12 months or 10,000 km (whichever comes first), with a maximum coverage of SAR 10,000. The warranty covers major mechanical failures and does not include cosmetic issues, wear-and-tear items, or modifications.

7.3 Return Policy

Carly offers the option to return the car within 7 days under specific conditions.

Note: the 7-day return policy applies to cash purchases only (and only if the additional distance driven does not exceed 50 km). Since “Settled.” is a financing offer, please confirm whether the return policy applies to this offer or not, and state this clearly to the customer.

7.4 Pricing & VAT

All prices shown on Carly are inclusive of 15% Value Added Tax, with no surprise charges.

7.5 Delivery

Home delivery is available to the customer’s door across the regions of Saudi Arabia, with the ability to track delivery stages.

7.6 Ownership Transfer

Carly handles the car’s ownership transfer procedures in accordance with applicable regulations. The customer agrees to complete the required statutory steps to finalize the transfer.

8 Exclusions & Limitations

This offer cannot be combined with any other Carly offers or discounts, unless expressly stated otherwise.
The offer is tied to the availability of the included vehicles, and any model may be withdrawn from the offer without notice.
The offer is limited to purchases made through financing via ALOULA Finance and does not apply to cash purchases.
Carly and ALOULA Finance reserve the right to amend, suspend, or end the offer terms at any time without prior notice.
Any attempt to exploit the offer fraudulently or in violation of these terms forfeits the applicant’s right to benefit from it.

9 General Provisions

These terms are governed by and interpreted in accordance with the applicable laws of the Kingdom of Saudi Arabia, and the Saudi judicial authorities have jurisdiction over any dispute arising from them.
Carly processes customers’ personal data in accordance with the Personal Data Protection Law (PDPL) in the Kingdom, and in line with the platform’s approved privacy policy.
In the event of any conflict between the Arabic version and any translation of it, the Arabic version prevails.
A customer’s use of the offer constitutes acknowledgment that they have read and accepted these terms and conditions.