Many customers in the Kingdom of Saudi Arabia look into the possibility of buying cars via Tabby, given the service’s popularity and ease of use in purchases. With growing interest in flexible payment solutions, more buyers are wondering whether it can be used when buying a new or used car. Despite that widespread reach, Carly does not offer this service — instead, it provides a diverse range of payment and installment options that help customers buy cars easily and flexibly, such as Tamara, Amwal, and bank financing, in addition to the ability to pay by credit card, hybrid payment options, and more.

These multiple solutions give customers great flexibility — whether they are looking for economy cars, family cars, or luxury vehicles — with the ability to choose the payment method that suits each customer’s specific budget.

In this article, we review the reality of buying cars via Tabby in Saudi Arabia and explore the most prominent available alternatives among payment and installment methods in detail.

Buying a Used Car via Tabby

The primary goal for most buyers searching for how to buy a used car via Tabby is to get a suitable car with a comfortable payment plan that helps spread the cost over a suitable period. At present, the service is not available among the payment options on Carly — however, the platform offers multiple alternatives that allow its customers to buy used cars that have been inspected very thoroughly.

Purchases can be made through bank financing or by using other methods such as Tamara and Amwal, depending on the chosen car and the conditions set by the financing entity.

Used cars listed on Carly stand out for undergoing a thorough inspection of more than 150 points and evaluation before being listed, which helps buyers make the best purchase decision with confidence while benefiting from the payment options available on the platform.

Buying a New Car via Tabby

Buying a new car via Tabby is an option not available on Carly, but there are other alternatives that help customers reach the cars suited to their different needs and budgets.

Whether you are looking for the lowest down payment, a suitable monthly installment, or a longer repayment period for greater flexibility in managing your financial commitments, the alternative methods for buying cars via Carly are among the best options you can rely on — and we will discuss them in detail in the coming sections.

Methods of Buying Cars Through Tabby in Saudi Arabia

Buying methods through Tabby in Saudi Arabia rely on an equal, interest-free installment plan, and work in detail as follows:

• First installment: the customer usually pays 25% of the total invoice value when confirming the purchase.
• Remaining installments: the remaining amount is scheduled automatically across three equal, consecutive monthly installments over the following months; in the case of buying cars through Tabby, the plan is built on installments that extend over a longer period to match the car’s value.
• Zero interest: there is no interest or profit margin on the customer as long as they pay on the specified due dates.

Step by Step: Buying a Car via Tabby

If you wish to buy a car via Carly, you can use one of the purchase methods by following the steps below, since buying via Tabby is not available:

Finalize the delivery process according to the approved procedures.

Browse the new and used cars on Carly using the advanced filters.

Choose the car suited to your needs and budget based on the displayed information.

Review the available payment and financing options.

Choose the suitable payment method — whether cash or installments via Tamara, Amwal, bank financing, or credit card.

Complete the purchase procedures and submit the required documents, if any.

Methods of Buying New and Used Cars from Carly

Carly offers ready and effective purchase methods, all serving the same goal: helping customers own a car with suitable installments. Below are the most important purchase methods, summarized in a table, followed by a more detailed discussion of each.

Buying via Tamara for Cars (Tamara)

The Tamara option is no longer limited to small purchases — it has extended to the automotive sector via Carly with extended plans and financing ceilings that match car installments. You can review the details in the guide to buying a car via Tamara on Carly.

The service lets you split the car’s value, or a large part of it, according to the credit limit granted, across easy monthly installments. It stands out as a solution fully compliant with the principles of Islamic Sharia and is free of late fees in its updated plans, giving the customer complete financial peace of mind. It is ideal for buyers with a stable monthly cash flow who want to avoid lengthy bank procedures or accumulating interest.

Buying via Amwal (Amwal)

Amwal represents the new generation of fast, fully automated consumer financing:

• It relies on fast digital linking to assess the customer’s creditworthiness in just minutes, instead of traditional approval cycles that take days.
• It offers high flexibility in approval conditions and uncomplicated procedures, and is designed specifically for those who prefer to complete transactions remotely with flexible technical steps, without needing to visit branches or submit bulky paper files.
• It is the fastest option for the customer in a hurry who wants to reserve and secure their car immediately via the Carly platform.

Bank Financing

This is the strongest traditional option for long-term installments that usually extend from 3 to 5 years, but developed digitally via Carly. The Carly platform connects to a wide network of major Saudi banks and financing companies approved by the Saudi Central Bank (SAMA).

The platform lets the customer compare financing offers transparently, search for the lowest possible profit margin (APR), and review each bank’s terms — such as whether salary transfer is required, the down payment, and the final balloon (ownership) payment. It suits customers who want to pay for the car over very long periods to reduce the monthly installment to the lowest possible amount, while benefiting from official financing entities’ offers.

Hybrid Payment and Credit Cards

This is a smart, innovative option that solves the problem of the credit limit or the monthly installment’s affordability. It lets the customer combine more than one payment method in a single transaction — for example, paying part in cash and part via a Visa/Mastercard credit card, then financing the remaining part through a financing entity.

It directly lowers the monthly installment: the larger the upfront payment via cash or card, the smaller the remaining debt, and consequently the lower the total profit, making the subsequent installments very comfortable and easy on the budget. It aims to give complete flexibility to customers who have partial savings on hand and want to design and tailor their own payment plan precisely to fit their budget. You can compare it against other hybrid payment scenarios on Carly.

Abdul Latif Jameel Finance

Abdul Latif Jameel Finance is one of the most prominent financing pillars available via the Carly platform, representing the ideal and strongest alternative for customers who may not meet the strict conditions of traditional banks.

The company offers flexible financing programs (such as lease financing or Murabaha) for buying new and used cars, with application procedures fully simplified digitally through direct integration with the Carly platform. This service stands out for its complete flexibility in approval conditions: the company does not require salary transfer and deals flexibly with non-approved private-sector employees, small-business owners, and retirees. It also provides integrated financing solutions covering individuals (citizens and residents) alike.

This option is designed specifically for buyers and residents seeking fast, easy financing approval without entering into the complexities of lengthy bank transactions — ensuring they get the car with minimal effort and with repayment plans that fit their day-to-day financial capabilities.

Inspected New and Used Cars Available on Carly

Below is a selection of inspected new and used cars available on Carly, all ready to buy with the available methods:

All the cars above have undergone a pre-purchase inspection and come with a Carly warranty, and your rights as a buyer are protected under the regulations of the Ministry of Commerce.

FAQ

Can you buy a car via Tabby in Saudi Arabia?

 The service of buying a car via Tabby is not available on the Carly platform among the offered payment options — but that does not mean customers’ options are limited. Carly provides a wide range of payment and installment solutions that meet the needs of different segments, whether for those wanting to buy new cars or used cars.

What are the benefits of buying a car via Tabby, and what alternatives are available on Carly?

 Although the Tabby service is not available for buying cars on Carly, the concept of installments in general gives you strong advantages — the most prominent being that it is interest-free with no hidden fees, with instant approval, no financial burden, and an improvement to your credit report when you commit to payment. The alternative purchase methods available on Carly are many and varied to suit your budget — such as bank financing in cooperation with approved banks for comfortable, long-term repayment plans, and other financing companies such as Tamara or Amwal (depending on the chosen car and conditions), or cash payment or credit cards.

What are the conditions for using Tabby in Saudi Arabia? 

You must be a citizen or legal resident, 18 years or older, with a valid ID or residency permit, a mobile number registered in Absher, and a documented national address.

Can I buy a used car in installments via Carly?

 Yes, used cars on Carly are 150-point inspected and come with a 12-month warranty, and you can pay for them in installments with the multiple available methods that suit many segments of buyers.

Conclusion

In the end, although buying cars via Tabby is one of the options many customers in Saudi Arabia search for, Carly provides a diverse range of payment and installment solutions that give you great flexibility in owning your car in the way that suits your needs and budget. Whether you are looking for an economy car for daily use, a spacious family car, or a luxury vehicle with advanced specifications, you will find multiple options on Carly supported by varied payment and financing methods that help you complete the purchase easily and comfortably.

Start your journey today by browsing the cars available on Carly, choose the car that suits you, then select the payment method that aligns with your financial plans. And if you need any help, the Carly team is ready to answer your questions and assist you at every step of the purchase.