Accident ke turant baad, aap report ko jis tarah handle karte hain usse aapka kaafi time aur paisa bach sakta hai.
Najm ek official company hai jo traffic accidents ko evaluate karne, reports document karne aur insurance companies ko traffic authority se connect karne ka kaam karti hai.
Iska mission bilkul simple hai: Kingdom ke har driver ke liye accident ke baad ke procedures ko smooth, fast aur reliable banana.

Najm Kya Hai?

Najm Insurance Services ki shuruat 2007 mein Saudi Central Bank (SAMA) aur insurance sector ki ek joint initiative ke roop mein hui thi. Iska purpose accident reporting ko aasan banana aur minor cases mein police ki zaroorat ko kam karna tha.

• Network: Yeh 40 se zyada Saudi cities mein operate karta hai.
• Availability: 24/7 on-ground field teams hamesha ready rehti hain.
• Digital System: Ek electronic reporting system hai jo seedhe insurance companies aur traffic authorities se linked hai.

Aaj ke time par, pure Saudi Arabia mein accident reporting ke liye Najm sabse best aur go-to service hai.

Drivers ke liye Najm ki Services

• Minor Accident Handling: Field agents spot par aakar accident ko document karte hain aur reports issue karte hain.
• Electronic Damage Assessment: Inspectors photos lete hain, details record karte hain aur data ko instantly upload kar dete hain.
• Insurance Claim Management: Drivers branches ke chakkar kaate bina online claims submit kar sakte hain.

Extra Services:

• Damaged vehicles ko tow karna
• Purani reports ko online access karna
• Repair cost estimation ke liye Taqdeer integration ka use karna

Accidenct Report Kaise Karein Najm ke Saath?

• Step 1: Safety Ensure Karein Gaadi ko kisi safe spot par rokein, hazard lights on karein, aur check karein ki sab theek hain ya nahi.
• Step 2: Najm ko Contact Karein
  920000560 par call karein
  ya fir Najm mobile app ka use karein.
• Step 3: Apni Location Pin Karein GPS tracking ki madad se ek Najm officer bohot jaldi aapki location par pahunch jata hai.
• Step 4: Accident ko Document Karein Officer photos leta hai aur dono parties ke naam, IDs, plate numbers aur insurance details collect karta hai.
• Step 5: Report Receive Karein Official report 24 ghante ke andar SMS, Najm website, ya app ke zariye aap tak pahunch jaati hai.

Najm Mobile App ka Use Kaise Karein (2026 Update)

Najm app ke latest upgrades ne reporting ko pehle se kahin zyada fast aur accurate bana diya hai.

Main Features

• Accident reports electronically file karein
• Real-time mein status track karein
• Reports ko instantly download karein
• Accurate GPS location tracking
• Full insurance claim submission

Kaise Use Karein?

1. Apne phone number ya Absher account se log in karein.
2. “New Accident Report” ka option choose karein.
3. Accident ki clear photos click karein.
4. Dono parties ki insurance details enter karein.
5. Report submit karein aur confirmation receive karein.

Aapki official report aapko email par bhej di jayegi aur app mein bhi save rahegi.

Najm Report Milne ke Baad Kya Karein?

Report milne ke baad aap aage ka process in 3 simple steps mein pura kar sakte hain:

1. Insurance Claim Submit Karein: Apne insurer ki website par Najm report aur baki documents upload karein.
2. Repair Costs Estimate: Najm iss case ko evaluation ke liye ek Taqdeer center se connect kar deta hai.
3. Car Repair Karwein: Ek baar claim approve hone ke baad, apni gaadi ko kisi authorized workshop mein repair ke liye de dein.

Najm aur Carly: Post-Accident ka Ek Smarter Solution

Najm aapko official accident report deta hai, lekin Carly aapko accident ke baad gaadi ki poori history batata hai.

• Kisi bhi hidden repair ya replaced parts ko identify karta hai.
• Gaadi ke mechanical aur safety status ko confirm karta hai.
• Gaadi khareedte, bechte ya finance karate waqt trust build karta hai.

Koi bhi bada decision lene se pehle Carly Website ya Carly App ka use zaroor karein.